Dealer Disclosures

1. Licensing

2. FTC Used Car Rule Buyers Guide

Every used vehicle DealerKey sells is accompanied by a Federal Trade Commission “Buyers Guide” window form required by 16 C.F.R. Part 455. The Buyers Guide:

• Declares whether the vehicle is sold AS IS — NO DEALER WARRANTY or WARRANTY;
• Lists the major mechanical and electrical systems and indicates percentage of cost the dealer will pay for repair, if any;
• Lists any third-party service contract or remaining factory warranty transferred with the vehicle;
• Is in English and, where applicable, Spanish.

DealerKey Auto vehicles are sold AS IS — NO DEALER WARRANTY. The Buyers Guide becomes part of your sale contract. Spoken promises are difficult to enforce; ask the dealer to put promises in writing.

3. AS-IS Sale Notice

Vehicles are sold AS-IS, WHERE-IS, with no implied warranties of merchantability or fitness for a particular purpose, except as prohibited by Utah law. The buyer assumes all responsibility for the cost of any repairs after delivery.

This disclaimer does not affect:

• Any remaining manufacturer warranty that follows the vehicle;
• Any aftermarket service contract or extended warranty the buyer separately elects to purchase from a third party (DealerKey does not sell these);
• Rights under the federal Magnuson-Moss Warranty Act for any written warranty in effect;
• Buyer rights under Utah Code §13-11 (Consumer Sales Practices Act) that cannot be waived.

4. Federal Odometer Disclosure

In accordance with 49 U.S.C. §32705 and 49 C.F.R. Part 580, DealerKey Auto will provide a written odometer disclosure on the title reassignment at the time of sale, stating the vehicle’s mileage to the best of the seller’s knowledge. You must sign to acknowledge receipt of this disclosure.

Federal law makes it a crime to disconnect, reset, or alter a vehicle’s odometer, or to provide a false statement of mileage. Violations may include fines and imprisonment.

5. Title Assignment & Brand Disclosure

DealerKey Auto purchases only vehicles with clean or “dealer- announced” titles from the dealer-only wholesale auction network; we do not buy from Copart, IAA, or other salvage-only venues. The title DealerKey assigns to the buyer will disclose any of the following if present on the source title:

• Salvage, rebuilt, reconstructed, or flood brand;
• Lemon-law buyback (manufacturer repurchase);
• Taxi, rental, police, or commercial-use history;
• Out-of-state origin and prior registration jurisdiction;
• Odometer brands: exceeds mechanical limits, not actual mileage, or exempt.

Title transfers to the buyer in the buyer’s name through the Utah MVED / county DMV process. DealerKey will provide temporary registration permits as allowed under Utah Code §41-1a-1204 during the transfer window.

6. Auction Announcements & Condition Reports

Dealer-only wholesale auctions run a real-time “announcement” system before each vehicle is sold. Announcements can include:

• Frame damage, structural repair, or airbag history;
• Major mechanical concerns (transmission, engine, AWD/4WD system);
• Odometer problems;
• Title brands;
• Missing keys, keyless remotes, or manuals.

DealerKey reviews the condition report and listens to announcements before bidding. A copy of the auction condition report for the purchased vehicle is provided to the buyer with the redacted auction invoice at delivery. You should review it against your independent inspection; auction arbitration windows, where available, are short (typically the same day or up to 7 days, depending on the sale’s policy).

7. Inspection

DealerKey offers, at Client’s election, an optional post-sale inspection performed by the auction’s on-site mechanical shop before the vehicle leaves the auction lot. The fee is paid directly to the auction. Buyer may also commission an independent third-party pre-purchase inspection at the buyer’s expense.

Any defect not disclosed by the auction and not discovered on inspection is the responsibility of the buyer under the AS-IS terms of Section 3. See the dispute process at /legal/disputes.

8. Lemon Law Notice

Utah’s New Motor Vehicle Warranty Act (Utah Code §13-20) applies only to new vehicles within the first year or 12,000 miles. Most vehicles sold through the Done-For-You service are used and are not covered by Utah’s lemon law. Federal Magnuson-Moss rights continue to apply to any written warranty that accompanies the vehicle.

9. Financing & F&I Products

DealerKey does not originate auto loans, sell credit life, gap, prepaid maintenance, tire-and-wheel plans, or extended service contracts. We refer Clients to Utah credit-union partners on request and accept no commission, referral fee, or consideration of any kind from lenders, warranty providers, or insurance brokers.

A Client who chooses to finance does so directly with the lender of their choice. The lender’s Truth-in-Lending Disclosure (Regulation Z, 12 C.F.R. Part 1026) governs the loan; DealerKey’s service fee is not a finance charge.

10. Gramm-Leach-Bliley / Privacy Notice

As a motor-vehicle dealer, DealerKey is a “financial institution” under the Gramm-Leach-Bliley Act with respect to the personal information collected for a Done-For-You transaction. We provide an initial and annual privacy notice and we safeguard personal information under the FTC Safeguards Rule (16 C.F.R. Part 314). Full detail at /legal/privacy.

11. Customer Identification (Red Flags Rule)

DealerKey is required to verify Client identity and flag suspicious patterns before transferring a vehicle, under the FTC Red Flags Rule (16 C.F.R. Part 681). You will be asked for a government-issued ID at delivery.

12. IRS Form 8300 (Cash Reporting)

Cash payments (including cashier’s checks, money orders, and traveler’s checks aggregating more than $10,000) are reported to the IRS on Form 8300 within 15 days of receipt, as required by 26 U.S.C. §6050I.

13. OFAC / Sanctions Screening

DealerKey screens Clients against the US Treasury Office of Foreign Assets Control (OFAC) Specially Designated Nationals list before transferring title, as required by 31 C.F.R. Part 501.

14. Dealer Recordkeeping

Under Utah Code §41-3-301, DealerKey maintains transaction records (bill of sale, odometer statement, title work, Bid Authorization, auction invoice, inspection documentation) for a minimum of seven years. These records are available to Utah MVED on request and to the Client upon written request.

15. Contact & Complaints

Questions about any disclosure on this page:
DealerKey Auto — Attn: Compliance
1096 N 450 W
Springville, UT 84663
Email: dallin@dealerkeyauto.com

To file a regulator complaint, contact the Utah Motor Vehicle Enforcement Division at mved.utah.gov or the Utah Division of Consumer Protection at consumerprotection.utah.gov.